The way we live has changed immeasurably. Eighty years ago, homeowners expected little more than four walls, some windows and a roof. Telephones, hard-wired into an exchange, were a luxury reserved for the very rich, most houses didn’t have indoor plumbing and very few had electricity.
Christmas is now a distant memory and we are well into a New Year. With a clean sheet and so much to look forward to, now is a great time of year to re-evaluate your household spending.
Everything is nearly complete and your moving date is in sight, after frantically packing up your belongings, sorting out your final bills and booking removal men is there anything else that you haven’t thought of?
We’ve all been there; you’ve spent too much money on countless Christmas drinks parties and general winter comforts for yourself, leaving Christmas shopping to the last minute only to realise your actual budget is a fraction of what you hoped it would be.