Having traded up from a flat or a smaller house, the middle of the housing journey is firmly the preserve of families living in large homes.
We’re comfortable talking about first time
buyers, a journey given much scrutiny and much measurement, but we are much less likely to talk about those moving for the first time.
Are you dreaming of hanging your stocking by the side of welcoming fireplace, a living room large enough for a tastefully decorated tree, a well organised kitchen bursting with festive aromas and a dining room large enough to host Christmas lunch for the whole family? If so, and you already have a home that’s ideal for Christmas, read no further. But if it’s your heart’s desire to sell your current property and get settled into a new pad before the Yuletide celebrations begin, now’s the time to plan your big move.
Record low interest rates have already been seen in two and five year fixed rate mortgage plans, but recent figures show that it is four year fixed rate plans that have seen the starkest drop – with Chelsea Building Society’s (CBS) latest offering coming with a rate of just 1.84%.